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The Benefit Financing Model (BFM), also known as Unemployment Insurance Benefit Financing Model (UIBFM), is an actuarial forecasting model designed to help analysts project the condition of Unemployment Trust Fund (UTF) a number of years into the future, and quickly assess the financial impact of various economic scenarios and possible law changes. This model was constructed to be highly comprehensive yet flexible enough to adapt to individual state needs. It is considered a useful tool in unemployment insurance (UI) benefit financing and trust fund forecasting.
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